AU LIT Credit Card Benefits | AU Bank LIT Credit Card – Apply & Get ₹1,500/- Reward (Lifetime Free)

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A comprehensive coverage of AU LIT Credit Card Benefits, AU LIT Credit Card Review, AU LIT Credit Card Lounge Access, AU LIT Credit Card Features, AU LIT Credit Card Charges, AU LIT Credit Card Eligibility, AU LIT Credit Card Documentation and many more

AU LIT Credit Card Benefits | AU LIT Credit Card Benefits India

Customisable Benefits

Tailor your card to suit your specific needs, ensuring that you only pay for the features you plan to use. Refer to the table below for details and associated fees.

BenefitChargesValidity
Enjoy a 1% fuel surcharge waiver on fuel transactions.₹4990 Days
Receive a complimentary 3-month Zee5 membership.₹9990 Days
Avail 1 complimentary domestic airport lounge visit per quarter.₹19990 Days
Earn 2% additional cashback on reaching milestone spends.₹19990 Days
Receive a complimentary 3-month Amazon Prime membership.₹19990 Days
Earn 5X Reward Points for both online and offline spends.₹19990 Days
Get 2 complimentary domestic airport lounge visits.₹29990 Days
Enjoy a 5% additional cashback on achieving milestones.₹29990 Days
Earn 10X Reward Points for both online and offline spends.₹29990 Days
Receive a 5% AU Cashback on dining, grocery, travel, electronics, and apparel.₹29990 Days
Get a complimentary 3-month Cult.fit membership.₹49990 Days

Standard Benefits

Apart from customisations, AU LIT Credit Card offers a certain standard benefits which are valid for once each month, as follows:

  • Get a 5% Instant Discount on Croma shopping (minimum spend ₹15,000)
  • Enjoy a 15% Off on EasyDiner (minimum spend ₹2,500 & maximum discount ₹500)
  • Avail a 15% Off on Tata CliQ (minimum spend ₹500 & maximum discount: ₹300)
  • Get a 15% Off on Domestic Flights & 10% Off on International Flights on Cleartrip
  • Enjoy a 20% Off on Movie Tickets (minimum spend: ₹500 & maximum discount ₹100)
  • Explore additional fantastic e-commerce discount offers ranging from 5% to 25% at AU Bank Offers Section.

You can switch between features as well by just doing On/Off against specific features.

AU Bank LIT Credit Card Reward Points Value

Elevate Your Shopping Experience!

Accumulate Reward Points while you shop and exchange them for exciting discounts and offers.

You qualify for:

  • Earn 10X or 5X Reward Points on all online domestic and international retail transactions.
  • 10X or 5X Reward Points on all point-of-sale (POS) and Contactless offline domestic and international transactions.
  • Reward Points are redeemable post statement generation.
  • Cash withdrawals, fuel purchases, and EMI transactions are not eligible for Program/Base Reward Points.
  • Accelerated rewards, i.e., 5X or 10X Reward Points, are not applicable to fuel, rent, and cash withdrawal transactions.

Fuel Surcharge Waiver

Every penny you save makes a difference!

Enjoy a fuel surcharge waiver when you refuel using your LIT Credit Card.

You qualify for:

  • A 1% fuel surcharge waiver on all transactions ranging from ₹400 to ₹5,000.

Milestone Cashback

‘Add-to cart’ and ‘check-out’ – because it’s time to progress with your wish lists!

Earn cashback on your retail expenditures with your LIT Credit Card.

You are eligible for:

Additional 5% Cashback

  • Receive 5% cashback three times over a 90-day period.
  • Enjoy 5% cashback on retail spends, in addition to earning 1 Reward Point per ₹100 spent.
  • Minimum retail spends of ₹7,500 and a maximum cashback of ₹500 over a 30-day period.

Additional 2% Cashback

  • Earn 2% cashback three times over a 90-day period.
  • Avail 2% cashback on retail spends, along with 1 Reward Point per ₹100 spent.
  • Minimum retail spends of ₹10,000 and a maximum cashback of ₹1,000 over a 30-day period.
  • Cashback will be applied to offset any outstanding balances on the Credit Card.
  • Transactions related to fuel, rent, and cash withdrawals will not be taken into account for Milestone achievement and Cashback calculations.

Category Cashback

When managing your daily expenses, maximizing your spending can lead to greater savings.

Accumulate cashback by utilizing your LIT Credit Card for groceries, dining, travel, electronics, and apparel.

You qualify for:

  • An extra 5% cashback on travel, dining, grocery, electronics, and apparel expenditures, in addition to earning 1 Reward Point per ₹100 spent.
  • A maximum cashback of ₹1,000 within each 30-day period.

Complimentary Memberships

Now, every moment can be filled with excitement!

Your LIT Credit Card brings food delivery, fitness, and entertainment directly to your doorstep.

You are entitled to a 3-month membership for:

  • ZEE5, featuring 2,800+ blockbusters, 150+ web series, LIVE TV, Before TV, ad-free content on mobile, TV, Laptop, and Eduaurra competitive learning exams.
  • Amazon Prime, providing unlimited free, fast delivery on eligible items, video streaming, ad-free music, free in-game content, exclusive access to deals, and more.
  • Access the Cult Pass Live subscription for live workouts in the comfort of your home.

Please refer to the terms and conditions for all features.

Card Loss Liability

  • In the unfortunate event of a lost Credit Card, you bear zero liability (up to ₹1,50,000 or your credit limit, whichever is lower) for any fraudulent transactions made with the card after reporting the loss to the bank.
  • Additionally, you are safeguarded against Card Counterfeit/Skimming and Online frauds.

Kindly click here to review the detailed terms and conditions.

Credit Shield
Coverage up to ₹1.5 Lakhs.

How to Apply For AU LIT Credit Card & Get ₹1,500/- as Reward

Step 1: Log On To Cashkaro.com (its a trusted website funded by Mr. Ratan Tata)

Click here to log on to cashkaro.com. You can easily signup with the help of your email id or mobile number as displayed in the image below.

Step 2: Scroll Down & Best In Finance Category Option

Look for Best in Finance category and then further click on View All as shown in the following image:

idfc first bank millennia credit card benefits

Step 3: Select AU LIT Credit Card

From the available credit card options, look for AU LIT Credit Card icon and click on it.

AU LIT Credit Card Benefits

Step 4: Click on Apply Now

Click on Apply Now after carefully reading the terms & conditions mentioned on this page.

AU LIT Credit Card Benefits

Step 5: Click on Visit AU LIT Credit Card

Now it will activate the reward and you need to click Visit AU LIT Credit Card Application page, as shown in the picture below.

AU LIT Credit Card Benefits

Step 6: Fill The Application With Mandatory Details & Submit

Once it takes you to the application, fill in all the mandatory details and submit the application

AU LIT Credit Card Benefits

AU LIT Credit Card Review

In our opinion, this card is a very valuable card. It offers a variety of customisable benefits at the choice of the card holder and customer is supposed to pay only for those benefits. Apart from that, there is no joining fee and annual fee making it a lifetime free credit card. Additionally, there are many standard set of benefits which are available at no cost. On top of that, you get a reward if you apply following the steps mentioned in this article. So, we rate it at 4.5 out of 5 stars.

AU LIT Credit Card Eligibility & Documentation

Eligibility Requirements

  • Current holder of a credit card from any bank
  • Employment status: Salaried or self-employed
  • Salaried: Minimum monthly income of ₹25,000
  • Self-Employed: Minimum monthly income of ₹25,000
  • Age: 21-60 years
  • Credit Score: 700 or above
  • No delayed payments in the past 12 months

Documentation

  • Official PAN Card
  • Have your Aadhaar and PAN card ready for EKYC (Electronic Know Your Customer) verification.
  • Proof of Address
  • Proof of Income (if opting for Income surrogate)

AU LIT Credit Card Lounge Access

Dislike extended waits at airports?

Experience the luxury of Airport Lounges across India with your LIT Credit Card.

You are entitled to:

  • Up to 4 visits every 90 days.

AU LIT Credit Card Charges | AU Bank LIT Credit Card Annual Charges

Annual FeesNil
Joining FeesNil
Revolving Credit Fees3.49% each month (41.88% yearly)
Cash Advance FeesMinimum 100, Maximum 2.5% Of Cash Withdrawal
Late Payment PenaltyNil if statement amount due is up to ₹100/-
₹100/-, if statement amount due is above ₹100/- and up to ₹500/-
₹500/-, if statement amount due is above ₹500/- and up to ₹5,000/-
₹700/-, if statement amount due is above ₹5,000/- and up to ₹10,000/-
₹800/-, if statement amount due is above ₹10,000/- and up to ₹20,000/-

Over & above this you will get a reward of ₹1,500/- from cashkaro if you apply from there.

Also read: Apply For Lifetime Free IDFC First Millennia Credit Card & Get ₹1,000/- Now

AU LIT Credit Card Features

  • Lifetime Free
  • Great Offers on Partner Websites
  • Benefits can be customised according to the user’s needs.
  • Lounge Access
  • Easy Documentation & Eligibility

Also read: Get ₹1,800/- Cash Reward with SBI Cashback Credit Card Apply !!!!

Also read: Ola Electric Diwali Offer 2023! See the New Prices Here With Huge Discounts

Click here to read more such content.

Frequently Asked Questions

Does AU LIT Credit Card have lounge access?

In addition to wide benefits, AU LIT Credit Card benefits also include lounge access. It allows you to access airport lounges across India 4 times every quarter. It can really enhance your airport waiting experience.

Is AU Credit Card lifetime free?

AU LIT Credit Card doesn’t charge you any joining fee or annual fee on renewals. It is a lifetime free credit card with charges only for benefits that are customisable according to card holders needs. The feature of this card makes it stand out in the category of lifetime free credit cards.

What are the reward points for AU LIT Card?

Earn 10X or 5X Reward Points on every online domestic and international retail transaction. Get 10X or 5X Reward Points on all point-of-sale (POS) and Contactless offline domestic and international transactions. For more details click here.

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