Axis Neo Credit Card Benefits PDF | Apply Now & Get ₹1,500 Flat Cashback

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Know everything about Axis Neo credit card benefits pdf, charges, eligibility, limit, lounge access, review, how to apply & latest offers.

Axis Neo Credit Card Benefits Pdf

  • Enjoy a Lifetime Free offer by applying before January 31, 2024.
  • Save ₹ 2,880/year on food with a 40% discount on Zomato, up to ₹ 120 per transaction, twice per month.
  • Save ₹ 1,800/year on bill payments with a 5% discount on mobile, DTH, and broadband recharges via Amazon Pay, up to ₹ 150/month.
  • Save ₹ 3,000/year on groceries with a 10% discount on Blinkit, up to ₹ 250/month.
  • Save ₹ 1,200/year on movies with a 10% discount on BookMyShow, up to ₹ 100/month.
  • Enjoy a flat 10% discount on Myntra with no upper limit, applicable to over 80,000 products.
  • Receive ₹ 1,500 CashKaro Rewards upon card approval if you do not currently possess any Axis Card.

Axis Neo Credit Card Lounge Access

This card does not offer any complimentary lounge access.

Axis Neo Credit Card Zomato Offer

  • This offer is applicable exclusively to Axis Neo and Miles & More Axis Bank credit cards.
  • Users can avail of this offer twice per month.
  • The offer is applicable to the total value of items equal to or exceeding ₹200.
  • Enjoy a maximum discount of 40%, capped at ₹120.
  • Use the coupon code AXISNEO to redeem the offer.
  • Additional terms and conditions as applicable.

Axis Neo Credit Card Myntra Offer

  • Offer: Enjoy an additional 10% discount on a minimum transaction of ₹500 on selected styles at Myntra.
  • Code: AXISNEO10
  • Visit Catalogue.

Terms and Conditions:

  • The code is reusable for multiple transactions per customer.
  • This promotion is not applicable at any of the retail outlets or stores affiliated with our partners.
  • It is not permissible to combine multiple coupons in a single order.
  • The remaining amount, after the discount is availed, must be paid by the customer at the time of purchase.
  • Under no circumstances can the discount amount be refunded, encashed or partly encashed.
  • Myntra’s Return and Exchange Policy allows you to return or exchange items within 30 days of receipt. For returns, please refer to the “Return Policy” on the website/app or contact Myntra Customer Care.

Redemption Instructions:

  • Click on the offer link to access the relevant catalogue.
  • Choose the products you want to buy from the catalogue.
  • Enter the coupon code in the “Apply coupon” tab on the cart page to enjoy the discount.

Axis Neo Credit Card BookMyShow Offer

  • Enjoy a 10% discount every time you book movie tickets through BookMyShow.

Steps to Avail the Offer:

  • Follow the regular ticketing process to select your preferred movie, cinema, and show.
  • Proceed to the payments page.
  • Confirm your details by providing your email ID and mobile number, as this information will be used for transaction confirmation.
  • To avail the offer, check ‘Unlock Offer or Apply Promocodes.’
  • Click on the tab – Credit/Debit/Net Banking.
  • Select ‘Axis Bank Neo Credit Card Offer’ from the drop-down list under ‘Select Offer.’
  • Enter your 16-digit credit card number in the designated box and click on ‘Check.’
  • Congratulations! You have successfully availed the offer.
  • Settle the outstanding transaction amount using the same card you used to avail the offer. Your card number will automatically populate in the designated box. To make the payment, enter your name on the card, expiry date, and CVV card details.

Terms & Conditions:

  • Eligible Axis Bank Neo credit cardholders will receive a 10% discount per transaction on tickets purchased through or the BookMyShow mobile app.
  • Each customer can avail a maximum discount of ₹100 per month.
  • The offer is valid until March 31, 2024.
  • If the transaction doesn’t go through after applying for the discount, wait for 20 minutes before attempting to avail the discount again.
  • The purchase process at remains unchanged until the stage where the eligible card number is provided. Following this step, the website will identify the qualifying card, decrease the bill amount, and notify the eligible cardholders involved in the transaction.
  • This offer is valid only for users coming directly to the website and not via individual cinema sites.
  • The offer cannot be combined with any other offer/discounts/promotions at the theatres available on
  • Individual cinema rules are applicable.
  • The cardholder is required to provide personal information and card details online for the tickets purchased on
  • In case of disputes, Axis Bank and Bigtree’s decision will be final.
  • If the show is canceled and the payment has not been credited from your account, you can contact the BookMyShow Support Center at 022 6144 5050 / 022 3989 5050 or send an email to [email protected] to claim your refund.

Also read: Apply For Lifetime Free IDFC First Millennia Credit Card & Get ₹1,000/- Now

Axis Neo Credit Card Eligibility

  • Age: 18 to 70 years. (more than 15 years for Add-On card holder)
  • Residential Status: Resident of India or NRI.
  • Minimum Monthly Income Requirement: 21,000 for salaried individuals and ₹30,000 for self-employed individuals.

Axis Neo Credit Card Charges | Axis Neo Credit Card Lifetime Free

Please note that Annual Fee/Joining Fee is Nil if applied for the card before 31st Jan, 2024.

Joining FeesNil
Annual FeeNil
Add On Card Joining/Annual FeeNil
Card Replacement FeeNil
Cash Payment Fee₹ 100
Duplicate Statement FeeWaived
Charge Slip Retrieval Fee or Copy Request FeeWaived
Outstation Cheque FeeWaived
Hotllisting ChargesNil
Mobile Alerts for TransactionsNil
Balance Enquiry ChargesWaived
Finance Charges3.6% per Month, 52.86% per annum
Cash Withdrawal Fees2.5% Of the Cash Amount (Min ₹ 500)
Overdue Penalty or Late Payment Fee 
Total Payment DuePenalty/Fee
Upto ₹ 500Nil
₹ 501 to ₹ 5,000₹ 500
₹ 5,001 to ₹ 10,000₹ 750
More than ₹ 10,000₹ 1,200
Overlimit Penalty2.5% Of the Overlimit Amount (Min ₹ 500)
Cheque Return/Dishonour Fee/Auto Debit Reversal2% Of the Payment Amount, Min ₹ 450, Max ₹ 1,500
Foreign Currency Transaction Fee3.5% Of the Transaction Value
Reward Redemption FeeYes
Rent Transaction Fee1%, Max ₹ 1,500
Fuel Surcharge1%

Also read: Get ₹1,800/- Cash Reward with SBI Cashback Credit Card Apply !!!!

Axis Neo Credit Card Apply | How to Apply Axis Neo Credit Card & Get ₹1,500 Flat Cashback

Step 1: Explore, a Reputable Website Backed by Mr. Ratan Tata’s funding.

Step 2: Navigate to The “Best In Finance” Category by Scrolling Down & Click on View All.

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Step 3: Select Axis Bank Neo Credit Card

Step 4: Select “Apply Now” to Proceed

Step 5: Select “Visit Axis Neo Credit Card

Step 6: Provide Essential Information and Finalize The Application Process.

Also read: AU LIT Credit Card Benefits | AU Bank LIT Credit Card – Apply & Get ₹1,500/- Reward (Lifetime Free)

Documents For Applying Axis Neo Credit Card

  • Identity Proof:
    • Pan Card or Form 60
    • Passport
    • Driving License
    • Aadhaar Card
    • Voting Card
  • Address Proof:
    • Passport
    • Ration Card
    • Electricity Bill
    • Telephone or Landline Bill
    • Voting Card
  • Income Proof:
    • Latest Salary Slip
    • Form 16
    • IT Return Filed Copy
  • Photograph: Coloured Photograph

Axis Neo Credit Card Limit

The limit may vary on case-to-case basis

Also read: Best Credit Card Offers On Amazon 2024- Bank Of Baroda, HDFC Credit Card

Axis Neo Credit Card Review

Review of Axis Bank Neo Credit Card: Pros and Cons

The Axis Bank Neo Credit Card is a well-received entry-level choice designed for young individuals, offering a range of advantages along with some considerations.


  1. Lifetime Free: If application is make in the offer period.
  2. Reward Points
  3. Partner Discounts
  4. Fuel Surcharge Waiver
  5. Easy Application
  6. Additional Benefits: Includes perks such as accidental death insurance, purchase protection, and extended warranty on purchases.


  1. Low Reward Rate
  2. No Complimentary Lounge Access
  3. Limited Reward Options
  4. Spend Capping on Discounts
  5. Annual Fee Waiver Conditions: The lifetime fee waiver (in some cases) is contingent on annual spends of ₹30,000, which may not be achievable for everyone.

FAQs on Axis Neo Credit Card

Is Axis Neo credit card good?

The Axis Bank Neo Credit Card is a suitable choice for young individuals seeking a straightforward card with fundamental benefits and discounts on well-known brands. The lifetime free offer enhances its appeal for those mindful of their budget. Nevertheless, it is crucial to note the comparatively low reward rate, absence of extensive lounge access, and the possibility of undisclosed fees.

Is Axis Bank Neo card free?

The card has zero joining fee & zero annual fee if applied before 31st Jan, 2024. Additionally, you will get ₹1,500 flat cashback if you apply through Cashkaro. Click here to know step-by-step procedure.

What is the credit limit for the Neo card?

The credit limit for the Axis Bank Neo card is not predetermined and fluctuates based on various factors. These factors include the applicant’s creditworthiness, the bank’s assessment, and the utilization pattern of the card. It varies on case-to-case basis.

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