IDFC First Millennia Credit Card is a lifetime free credit card with zero joining and annual fees. Moreover, you can Rs. 1,000/- if you apply for the same 

Rewards Program: 10x reward points on incremental spends over Rs. 20,000/- each month, 6x reward points on online transactions, and 3x reward points on offline transactions up to Rs. 20,000/-.

Reward points never expire and can be redeemed anytime, anywhere, without any restrictions. Rewards Program is really impressive.

The card offers benefits, such as 25% off on movie tickets once a month, railway lounge access, roadside assistance, fuel surcharge waiver, and insurance cover.

To be eligible for the card, you must be above 18 years of age, an Indian resident, with a minimum monthly salary of Rs. 25,000/- and a good credit score.

If you apply for the card through, you will get a minimum reward of Rs. 1,000/-. That's free money for you.

To claim the welcome benefits, you need to spend Rs. 5,000/- or more within 30 days of card generation and do an EMI transaction within 30 days of card generation.

The card features include, such as lifetime free, EMI conversion , balance transfer,  fuel surcharge waiver, railway lounge access, reward points with no expiry date, and cash withdrawal facility.

Overall, the IDFC First Millennia Credit Card is a good option for individuals who are looking for a lifetime free credit card with good rewards and benefits.

To know the detailed procedure on how to apply for IDFC First Millennia Credit Card, scroll up to learn more.